Archive for the Blog Category

IT’S ALL ABOUT FAMILY All of us have family. Whether it is our spouse, children, extended family, or even our pets. The question is, what does estate planning have to do with family?  Everything!  Over the past 25 years I have been asking my clients what they want their estate plans to accomplish.  The number one answer I receive is, “Dave, I want stay in control.”  The second issue I hear is, “I don’t want to become a burden to my loved ones,” and third is, “I want to keep it simple.”  The reality is, the only way to stay in control and keep your estate planning simple is to actually do it now, while you are healthy.  And the only way to not become a burden to your family is to ensure your planning provides your wishes for your care so your loved ones don’t have to make life

Proper Estate Planning WHAT IF YOU DON’T DIE? Many seniors assume they will die before they reach a “certain age.” I understand why.  From the time we are young, we have been told we will work until 65, retire and then plan for our “final years”.  Now, look around you.  How are old are you?  Did you think you were going to be this old and feel this good?  My parents, age 89, recently drove themselves from Central New York to Connecticut to visit my brother.  How about you? Many seniors today are extremely active.  They go to the gym, they stay actively engaged socially and intellectually.  What we believed to be true based on what we have been told since we were young is not quite turning out the way we thought.  But have you planned for it?  That’s really the key to estate planning.  Most people think estate

Isn’t it Time You Took the Time for Proper Estate Planning? Do you remember the first time you got a babysitter for your children? If it was like mine, my wife went through extreme measures to write down very detailed instructions for the babysitter on how to care for the children; what time to put them to bed, be sure to give them warm milk, make sure my daughter has her stuffed animal, etc. When the babysitter finally arrived, there was extensive conversations and reiterations of what was written in the note. We wanted to ensure the babysitter knew how to contact us, where we would be and all the specific nuances of each of the children. As that continued, I began to pry my wife away and remind her we had dinner reservations a mere few miles away. We left the house and got in the car. It was