Jenny loved being a mom. Raising her son Michael, who had special needs, brought her immense joy—but it also came with challenges. Jenny was Michael’s biggest advocate, navigating a maze of therapies and education plans to ensure he thrived. But one night, while watching Michael peacefully sleep, a thought struck her with a terrifying weight: “What happens to Michael if I’m not here?” Jenny couldn’t shake the question, and she knew she needed a plan. That’s when she turned to The Estate Planning Law Center, where she discovered the power of Special Needs Trusts (SNTs). These legal tools are more than just financial strategies—they’re lifelines for families like Jenny’s. An SNT allows families to provide for their loved ones with disabilities without jeopardizing access to critical government benefits like Medicaid and Supplemental Security Income (SSI). During her consultation, Jenny learned that simply leaving an inheritance to Michael could do more
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Many people are confused about the difference between a living will and a healthcare power of attorney. A living will specifies life prolonging treatments you do or do not want in the event you either suffer from a terminal illness or are in a permanent vegetative state. It does not become effective unless you are incapacitated and, generally, requires certification by your doctor, and another doctor, that you are either suffering from a terminal illness or have been rendered permanently unconscious. So if you suffer a heart attack, for instance, but do not have a terminal illness or are not in a permanent state of unconsciousness, a living will does not have any effect. You would still be resuscitated, even if you had a living will indicating that you don’t want life prolonging procedures. A living will is only used when your ultimate recovery is hopeless. For situations where you
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